Americas heart and soul is derived from towns. We raise our families there, explore them for pleasure and make them our home. Our purpose is a lifelong dedication to the courageous people who own and operate local businesses across our country. Brick and mortar arent just words that describe a type of business, it is the actual structure of small towns. The architecture from Early American New England to Colonial Carolinas to Tropical South Florida and across the Midwest to the cliffs of California.